Saturday, February 13, 2021

52 DAISEY DR Atoka, TN 38004

Property Site: http://tour.remax-tennessee.com/home/MVNWGS/52-DAISEY-DR-Atoka-TN-10093515
Super Cute 3BR/2BA Home in Quiet Atoka Neighborhood~Large Great Room w/Fireplace~Spacious Eat-In Kitchen w/Plenty of Cabinet Space + Pantry~Great Master Bedroom w/En-Suite Bath~Two Additional Bedrooms + Full Bath~Laundry Closet in Hallway~Screened Porch + Large Deck w/Fire Pit~Huge Fenced-In Backyard~AND MORE!!
Bedrooms: 3
Bathrooms: 2
Square feet: 1,200
Price: $179,000

For more information about this property, please contact Jennifer Carstensen at 901-685-6000 or jennifer@livelovememphis.com. You can also text 6696422 to 67299 (Message and Data Rates May Apply, see terms and privacy policy).


See more listings at: jcarstensen.remax-tennessee.com


MLS ID: 10093515

https://www.facebook.com/jensellsmemphis https://twitter.com/livelovememphis https://www.youtube.com/c/jennifercarstensenmemphisrealestate

Saturday, February 6, 2021

6014 MILTON WILSON BLVD Arlington, TN 38002

Property Site: http://tour.remax-tennessee.com/home/49NKD3/6014-MILTON-WILSON-BLVD-Arlington-TN-10093137
Gorgeous 4BR/3BA Home in Sought After Arlington Neighborhood~Entry Hall Welcomes You In~Formal Dining Room w/Lots of Natural Light~Huge Great Room w/Vaulted Ceilings~Beautiful, Open Eat-In Kitchen w/SS Appliances, Granite Counters + Tons of Cabinet Space & Hearth Room w/Fireplace~Master Bedroom Suite Down w/Luxurious Bath + Custom Walk-In Closet~2nd BR + Full Bath + Laundry Room Also Down~2 BRs + Full BA + Bonus Room (or 5th BR) Up~Relaxing Backyard Overlooks Preserve Area~AND MORE!!
Bedrooms: 4
Bathrooms: 3
Square feet: 3,000
Price: $390,000

For more information about this property, please contact Jennifer Carstensen at 901-685-6000 or jennifer@livelovememphis.com. You can also text 6685802 to 67299 (Message and Data Rates May Apply, see terms and privacy policy).


See more listings at: jcarstensen.remax-tennessee.com


MLS ID: 10093137

https://www.facebook.com/jensellsmemphis https://twitter.com/livelovememphis https://www.youtube.com/c/jennifercarstensenmemphisrealestate

Friday, February 5, 2021

Why Owning a Home Is a Powerful Financial Decision

 

Why Owning a Home Is a Powerful Financial Decision

In today’s housing market, there are clear financial benefits to owning a home: increasing equity, the chance to build your net worth, and appreciating home values, just to name a few. If you’re a renter, it’s never too early to think about how homeownership can propel you toward a stronger future. Here’s a dive into three often-overlooked financial benefits of homeownership and how preparing for them now can steer you in the direction of greater financial security and savings.

1. You Won’t Always Have a Monthly Housing Payment

Personal finance advisor Dave Ramsey explains:

“Every payment brings you closer to owning the house. When you pay your rent, that money is spent. Gone. Bye. Not returning. But when you pay your mortgage, you work toward full ownership.”

As a homeowner, you can eventually eliminate the monthly payment you make on your house. That’s a huge win and a big factor in how homeownership can drive stability and savings in your life. As soon as you buy a home, your monthly housing costs begin to work for you as forced savings in the form of equity. When you build equity and grow your net worth, you can continue to reinvest those savings into your future, maybe even by buying that next dream home. The possibilities are truly endless.

2. Homeownership Is a Tax Break

One thing people who have never owned a home don’t always think about are the tax advantages of homeownership. The same article states:

“You have tax advantages. Many of the costs of owning a home—like property taxes—are tax deductible. And if you’re paying off a mortgage, you’ll get to count your mortgage interest as a deduction when you file your tax return.”

Whether you’re living in your first home or your fifth, it’s a huge financial advantage to have some tax relief tied to the interest you pay each year. It’s one thing you definitely don’t get when you’re renting. Be sure to work with a tax professional to get the best possible benefits on your annual return.

3. Monthly Housing Costs Are Predictable

A third benefit is the fact that monthly costs start to become more predictable with homeownership, something that doesn’t happen if you’re renting. Ramsey also notes:

“Rent rates will go up. Even if you found a killer deal in a hot area, inflation, competition, and rising property values will cause your rent to go up year after year.”

With a mortgage, you can keep your monthly housing costs relatively steady and predictable. Your monthly costs are most likely based on a fixed-rate mortgage, which allows you to budget your finances over a longer period of time. Rental prices have been skyrocketing since 2012, and with today’s low mortgage rates, it’s a great time to get more for your money when purchasing a home. If you want to lock-in your monthly payment at a low rate and have a solid understanding of what you’re going to spend in your mortgage payment each month, buying a home may be your best bet.

Bottom Line

If you’re ready to start feeling the benefits of stability, savings, and predictability that come with owning a home, reach out to a local real estate professional to determine if buying sooner rather than later is right for you.

Source: Keeping Current Matters | The KCM Crew 02052021

Wednesday, February 3, 2021

8822 ALDERSHOT DR Germantown, TN 38139

Property Site: http://tour.remax-tennessee.com/home/MKTFNN/8822-ALDERSHOT-DR-Germantown-TN-10092918
Gorgeous 4BR/2.5BA Home Walking Distance to Dogwood Elementary w/Wrap Around Porch~Formal Dining Room w/Built-Ins + Formal Living Room w/Lots of Natural Light~Huge Great Room w/Fireplace & Wet Bar~Spacious Kitchen w/Tons of Cabinet Space, Granite Counters + SS Appliances~Separate Breakfast Room or Office Off Kitchen~All Bedrooms Up~Huge Master Bedroom w/Luxury En-Suite Bath + Walk-In Closet~Three Additional BRs w/Walk-In Closets + Full BA Up~Amazing Screened-In Porch & In-Ground Pool~AND MORE!
Bedrooms: 4
Bathrooms: 3
Square feet: 2,800
Price: $400,000

For more information about this property, please contact Jennifer Carstensen at 901-685-6000 or jennifer@livelovememphis.com. You can also text 6680416 to 67299 (Message and Data Rates May Apply, see terms and privacy policy).


See more listings at: jcarstensen.remax-tennessee.com


MLS ID: 10092918

https://www.facebook.com/jensellsmemphis https://twitter.com/livelovememphis https://www.youtube.com/c/jennifercarstensenmemphisrealestate

Tuesday, February 2, 2021

30 MEADOW TRAIL LN Oakland, TN 38060

Property Site: http://tour.remax-tennessee.com/home/L8FHMG/30-MEADOW-TRAIL-LN-Oakland-TN-10092840
Gorgeous 5BR/3BA Home on 1 Acre Lot~Entry Hall Welcomes You Home~Formal Dining Room w/Lots of Natural Light~Large Great Room w/Gas Fireplace & Vaulted Ceilings~Beautiful Kitchen w/Tons of Cabinets, Granite Counter Tops, SS Appliances, Pantry & Breakfast Bar + Separate Breakfast Area~Master Bedroom Down w/Sitting Area & 2 Walk-In Closets + En-Suite Luxury Bath w/2 Vanities, Jacuzzi Tub & Separate Shower~2nd BR + Full BA + Laundry Room Also Down~3 BRs + Full BA Up~Covered Patio w/Fan~AND MORE!!
Bedrooms: 5
Bathrooms: 3
Square feet: 2,600
Price: $300,000

For more information about this property, please contact Jennifer Carstensen at 901-685-6000 or jennifer@livelovememphis.com. You can also text 6677966 to 67299 (Message and Data Rates May Apply, see terms and privacy policy).


See more listings at: jcarstensen.remax-tennessee.com


MLS ID: 10092840

https://www.facebook.com/jensellsmemphis https://twitter.com/livelovememphis https://www.youtube.com/c/jennifercarstensenmemphisrealestate

3433 STONE ST Memphis, TN 38118

Property Site: http://tour.remax-tennessee.com/home/7ZB3WW/3433-STONE-ST-Memphis-TN-10092803
Large 4BR/2.5BA Brick Split Level Home~Huge Living Room + Dining Room w/Lots of Natural Light~Spacious Kitchen w/Plenty of Cabinet & Countertop Space~Great Master Bedroom on Main Level w/En-Suite Half Bath~Two Additional Bedrooms + Full Bath on Main Level~Large Great Room w/Fireplace + Wet Bar on Lower Level~Oversized 4th Bedroom or Bonus Room + Full Bath + Washer/Dryer Connections Also Down~Hardwood Floors on Main Level~AND MORE!!
Bedrooms: 4
Bathrooms: 3
Square feet: 2,200
Price: $115,000

For more information about this property, please contact Jennifer Carstensen at 901-685-6000 or jennifer@livelovememphis.com. You can also text 6677960 to 67299 (Message and Data Rates May Apply, see terms and privacy policy).


See more listings at: jcarstensen.remax-tennessee.com


MLS ID: 10092803

https://www.facebook.com/jensellsmemphis https://twitter.com/livelovememphis https://www.youtube.com/c/jennifercarstensenmemphisrealestate

Friday, January 29, 2021

Why Moving May Be Just the Boost You Need

 

Why Moving May Be Just the Boost You Need

As we look back over the past year, we’ve certainly lived through one of the most stressful periods in recent history. After spending so much more time at home throughout the health crisis, some are wondering if they should move to improve their mental health and well-being. This is no surprise since the U.S. Census Bureau reported an increase in the percentage of adults with symptoms of anxiety and depression in a recent Household Pulse Survey.

There’s logic behind the idea that making a move could improve someone’s quality of life. When people change their scenery, they often feel happier. Catherine Hartley, an Assistant Professor at New York University’s Department of Psychology and co-author of a study on how new experiences impact happiness, mentioned:

“Our results suggest that people feel happier when they have more variety in their daily routines—when they go to novel places and have a wider array of experiences.”

If you’re looking for a new experience, planning a move into a new home may be something you’ve started to consider more carefully. If so, you’re not alone. The 2020 Annual National Movers Study by United Van Lines shows:

For customers who cited COVID-19 as an influence on their move in 2020the top reasons associated with COVID-19 were concerns for personal and family health and wellbeing (60%)desires to be closer to family (59%); 57% moved due to changes in employment status or work arrangement (including the ability to work remotely); and 53% desired a lifestyle change or improvement of quality of life.”

So, if you’re thinking of moving this year to help boost your happiness factor, here are a few questions to ask yourself as you make your decision.

How’s the Weather?

Is the weather something that’s important to you? Does it have a tendency to impact your mood? The World Population Review shares:

“What states have the best weather? When evaluating each state for temperature, rain, and sun, some states stand out. Although climate and weather preferences are personal and subjective, some criteria are considered to make up the best weather, according to Current Results:

  • Comfortable temperatures from 63°F to 86°F for more than half of the year.
  • Dry weather with no more than 60 inches of rain per year.
  • Mostly clear skies with an average of sunshine for at least 60% of the year.”

“Better weather” can mean different things to different people – some prefer the heat, others cooler temperatures, and some want to experience all four seasons. Think about what makes you feel happiest if you’re looking for a new location.

Should I Choose the City, Suburbs, or Country?

With the COVID-19 pandemic, some people are deciding to move to lower-density areas. Robert Dietz, Chief Economist at the National Association of Home Builders (NAHB), mentions:

“The third quarter Home Building Geography Index (HBGI) reveals that a suburban shift for consumer home buying preferences in the wake of the COVID-19 pandemic is accelerating as telecommuting is providing consumers more flexibility to live further out within large metros or even to relocate to more affordable, smaller metro areas.”

Can you work from home? Are you open to a longer commute in the future? If so, a move to the suburbs or even a quieter rural area may be a win for you. Or, if you’ve always dreamed of life in the city, now may be your chance to move into town.

Bottom Line

As we look beyond the trials of the pandemic, many are hoping for a new beginning, and that may mean moving. Contact a local real estate advisor today to talk about your new goals and options in today’s market.

Source: Keeping Current Matters | The KCM Crew 01292021